Wealth Navigator

Your digital family office

Run your whole financial life from one private place.

Taxes, cash flow, investments, retirement, and estate — planned holistically for your household, not just the wealthy. The kind of coordination a family office gives the ultra-rich, built for everyone else.

Privacy is the architecture, not a setting

We never ask for your email or phone. You pick a username and password — that's it. They unlock access to your encrypted file, but not to its contents: the server stores only an opaque, encrypted blob it cannot read.

Two independent secrets keep it that way. Your password gets the locked box from the server; a separate key, which never leaves your device, opens it. Recommendation logic and tax math run on your device — partners are contacted only when you choose to act.

Because there's no email reset, you set recovery codes when you create your vault — and households can recover for each other.

Tax forecasting

See under- or over-withholding before April — RSU vesting, AMT, capital gains — and fix your W-4 in time.

Cash flow & "wealth in days"

Forward liquidity planning: how long your money lasts, what's safe to spend, runway through a blackout window.

Investments & basis

Import holdings, lots, and basis directly and privately — tax-loss harvesting and allocation that respect the whole picture.

Retirement & estate

Social Security, 401(k)/529, beneficiary visibility, and estate planning that survives the people who set it up.

Household sharing

Share with a partner or family with per-person access control — show, hide, or revoke down to a single account.

What-if modeling

Test a move — a sale, a job change, a Roth conversion — against taxes and cash flow before you commit.

The Wealth Manual

A practical, privacy-first field guide to taxes, investing, retirement, and estate planning for everyday households.